To be honest, I almost forget that I ever claimed financial fraud as my research interest in my research proposal one year ago. What have I done in the past year? I wanted to track others’ steps and gain from others, such as my peers, my seniors, faulty members and professors, but I did not stop and think what I am innately attracted. Michael’s words make me really ashamed of behaving like this as a research student.
Much of my private time was spent reflecting思考, asking myself questions such as, "Why does he say that?" and then asking the same question of the other dad's statement陈述. It would have been much easier to simply say, "Yeah, he's right. I agree with that." Or to simply reject the point of view by saying, "The old man doesn't know what he's talking about." Instead, having two dads whom I loved forced me to think and ultimately 最终 choose a way of thinking for myself. As a process, choosing for myself turned out to be much more valuable in the long run, rather than simply accepting or rejecting a single point of view.
I'm just gonna say it: I think it was pretty unwise of him to give the book this name. It paints him in a very bad light. Tune it down, and come off that high horse of his, this can be an all right compilation of pop psychology blog entries.
It's time to call bullshit. Bullshit on what? Every fucking thing.
The problem was, the rich man was not rich yet and the poor man not yet poor. Both were just starting out on their careers, and both were struggling with money and families. But they had very different points of view about the subject of money.
When I first read Chapter In the Land of the Blind of The Big Short in financial crisis analysis class, billions of money just means a huge number, and the collapse of financial system is just a past. However, when these facts are displayed in front of me, I am shocked and reminded of my initial motivation of doing research.
As narrated by Robert Kiyosaki
Some people may say that I'm being awkward here - this is only meant to be a quick pop psychology read. But it's a book after all. This is no blogging. You are educating the mass. You have a responsibility to do it right. And it's important that the mass learn to think critically, especially considering this is a book about thinking. Surely among the 48 entries of misconceptions that repeat itself all too often, the author can afford to cut off the numbers of entries and spend a bit more time digging each one deeper ?
Finally, let me share my favorite part:
One dad struggled to save a few dollars. The other simply created investments.
As for Mark, I think we have attitude and values in common. It is not fact that the wealthy dominate the poor in nature. It is just because the wealthy is being an expert in ripping off poor people. I feel satifafied that I spend two hours to obtain two valuable things: think independently and being professional.
One dad said, "The reason I'm not rich is because I have you kids." The other said, "The reason I must be rich is because I have you kids."
I think I'm gonna stop at page 157 as I realised I am reading everything he says with this thick glaze of doubt now. Words jump and float and make no sense to me. I may or may not return to this one.
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Both men were successful in their careers, working hard all their lives. Both earned substantial [səb'stænʃ(ə)l]incomes ['ɪnkʌm]. Yet one struggled financially all his life. The other would become one of the richest men in Hawaii [hə'waii:]. One died leaving tens of millions of dollars to his family, charities and his church. The other left bills to be paid.
It goes on like this. Many misconceptions McRaney accuses the readers of are so irrelevant and inapplicable to me, that i think it is fair to say that this guy really didn't think his stuff through before he made it public. Is he really that smart? If not, what gives him the right to condescend his readers in such a manner? I've read and recognised humour in scientific books before, if that is humour he is attempting, well I'm lost for appropriate words.
“People...want authority to tell them how to value things but they choose these authority not based on facts or results. They choose it because it seems authoritative and familiar. And I’m not and never have been “familiar".”
Read by Alison
- The ideas he presents need serious scientific back up and detailed explanations on research methodology. There's none of those. He claim all his ideas to be the truth, but are they? Where did he get his truth from, given the fact that he doesn't appear to own any qualifications or professional experience in the field of science? Even if he did, do psychologists claims their research findings to be the absolute truth these days now? I thought science was a subject where new findings are constantly replacing old ones thus no real expert in the world of science shall claim what they know to be THE TRUTH ?
My poor dad would also say, "I'm not interested in money," or "Money doesn't matter." My rich dad always said, "Money is power."
- His delivery throughout the book has the same unpleasant taste. He keeps repeating "you are not so smart". Is it necessary? What goal is he trying to achieve other than antagonising readers and securing an imaginary intellectual gap between himself and us? He keeps on about "your ancestors", but I assume that'll be his ancestors too? It looks like simple lack of sophistication and poor writing skills to me. It really does not hurt to pull the readers to your side every now and then, even if you believe you are much better than us lot. Not to mention that latter point may be very questionable.
Although both men had tremendous 大量的 respect for education and learning, they disagreed in what they thought was important to learn. One wanted me to study hard, earn a degree and get a good job to work for money. He wanted me to study to become a professional, an attorney [ə'tɜːnɪ] or an accountant or to go to business school for my MBA. The other encouraged me to study to be rich, to understand how money works and to learn how to have it work for me. "I don't work for money!" were words he would repeat over and over, "Money works for me!"
My speculation is that he reads a lot on psychology as he is a self-described psychology nerd. But forgive me for being fussy, some of us may not be happy with just words like "research has shown". There are all sorts of researches done, were they controlled and double blinded? What scale of research are we talking about here? What is the number of subjects involved? These factors greatly affect the value of the final findings.
Money is not taught in schools. Schools focus on scholastic [skə'læstɪk] and professional skills, but not on financial skills. This explains how smart bankers, doctors and accountants who earned excellent grades in school may still struggle financially all of their lives. Our staggering 令人震撼的national debt is due 归于 in large part 一点都不小程度上to highly educated politicians [,pɒlə'tɪʃənz] and government officials making financial decisions with little or no training on the subject of money.
One dad recommended, "Study hard so you can find a good company to work for." The other recommended, "Study hard so you can find a good company to buy."
Let me make it clear:
For example, my poor dad always said, "I'll never be rich." And that prophesy became reality. My rich dad, on the other hand, always referred to himself 把如何称作 as rich. He would say things like, "I'm a rich man, and rich people don't do this." 伊夫n when he was flat broke身无分文 after a major financial setback , he continued to refer to 把温馨名称为himself as a rich man. He would cover修饰，掩饰 himself by saying, "There is a difference between being poor and being broke. - Broke is temporary, and poor is eternal. "
The other believed in total financial self-reliance依赖自个儿. He spoke out against 大胆抗议，公然反对the "entitlement"津贴、应得的权利mentality 心态 and how it was creating weak and financially needy 贫寒的，需求的people. He was emphatic[ɪm'fætɪk; em-]看重的，着重的 about being financially competent['kɒmpɪt(ə)nt].
Does everyone fall into the his descriptions of the ignorant you ? Well I'm not sure. "Indeed, it is more likely that a professor of history will know why the Roman Empire fell and what can be learned from it... If the professor tells you how much he or she wishes the Spice Girls would reunite and play on campus, you would be committing logical fallacy if you decided you should maybe rethink your musical taste." Seriously?! Who does that? Are we all 11 years old now? What percentage of the adult population really blindly takes on everything an authority figure claims, regardless of the subject? Well I don't. And I don't consider myself smart because of that. That surely is just common sense most of us posses?
I often look ahead to the new millennium and wonder what will happen when we have millions of people who will need financial and medical assistance. They will be dependent on their families or the government for financial support. What will happen when Medicare治疗安保卫险 and Social Security社会保险 run out of money? How will a nation survive if teaching children about money continues to be left to parents- most of whom will be, or already are, poor?
The power of our thoughts may never be measured or appreciated, but it became obvious to me as a young boy to be aware of my thoughts and how I expressed myself. I noticed that my poor dad was poor not because of the amount of money he earned, which was significant, but because of his thoughts and actions. As a young boy, having two fathers, I became acutely清醒的来看 aware of being careful which thoughts I chose to adopt as my own. Whom should I listen to-my rich dad or my poor dad?
- I think one should be very careful before writing a book and giving it a name such as this one, unless you are pretty darn sure that everyone who might possibly buy your book will fall into all or at least most of the descriptions of "you". An author of books with names like this one obviously poses themselves as superior to the mass so they'd better prove that is the case with what they present in their book - content and delivery. Failing that, they will have to face the possible outcome of looking like a shallow , desperate, attention - seeking fool.
Both men were strong, charismatic英 [kærɪz'mætɪk] 超脱凡俗吸重力的；神赐技术的 and influential . Both men offered me advice, but they did not advise the same things. Both men believed strongly in education but did not recommend the same course of study.
If you want a good version of this sort of books (the ones that correct your misconceptions of things in the field of science), I recommend "Bad Science" by Ben Goldacre.
One of the reasons the rich get richer, the poor get poorer, and the middle class struggles in debt is because the subject of money is taught at home, not in school. Most of us learn about money from our parents. So what can a poor parent tell their child about money? They simply say "Stay in school and study hard." The child may graduate with excellent grades but with a poor person's financial programming方案 and mind-set思虑格局. It was learned while the child was young.
One encouraged talking about money and business [ˈbɪznɪs] at the dinner, table. The other forbade the subject of money to be discussed over a meal.
Both dads paid their bills on time, yet one paid his bills first while the other paid his bills last.
Because I had two influential fathers, I learned from both of them. I had to think about each dad's advice, and in doing so, I gained valuable insight into the power and effect of one's thoughts on one's life. For example, one dad had a habit of saying, "I can't afford it." The other dad forbade 禁止those words to be used. He insisted I say, "How can I afford it?" One is a statement, and the other is a question. One lets you off the hook脱困, and the other forces you to think. My soon-to-be-rich立时有钱的 dad would explain that by automatically saying the words "I can't afford it," your brain stops working. By asking the question "How can I afford it?" your brain is put to work. He did not mean buy everything you wanted. He was fanatical 狂喜的 about exercising your mind, the most powerful computer in the world. "My brain gets stronger every day because I exercise it. The stronger it gets, the more money I can make." He believed that automatically saying "I can't afford it" was a sign of mental laziness['leɪzɪnɪs]
My two dads had opposing attitudes in thought. One dad thought that the rich should pay more in taxes to take care of those less fortunate. The other said, "Taxes punish those who produce and reward those who don't produce."
One believed, "Our home is our largest investment and our greatest asset." The other believed, "My house is a liability债务, and if your house is your largest investment, you're in trouble."
For example, one dad would say, "The love of money is the root of all evil." The other, "The lack of money is the root of all evil."
Being a product of two strong dads allowed me the luxury of observing the effects different thoughts have on one's life. I noticed that people really do shape their life through their thoughts.
One dad believed in a company or the government taking care of you and your needs. He was always concerned about pay raises, retirement plans, medical benefits, sick leave, vacation days and other perks额外津贴（. He was impressed with对。。。影像深切 two of his uncles who joined the military and earned a retirement and entitlement package 权利；津贴for life after twenty years of active service现役. He loved the idea of medical benefits and PX privileges the military provided its retirees退休人口. He also loved the tenure system ['tenjə]任期制available through the university. The idea of job protection for life and job benefits seemed more important, at times, than the job. He would often say, "I've worked hard for the government, and I'm entitled to有权利 these benefits."
As a young boy, having two strong fathers both influencing me was difficult. I wanted to be a good son and listen, but the two fathers did not say the same things. The contrast in their points of view, particularly where money was concerned, was so extreme that I grew curious and intrigued [ɪn'triɡd 好奇的；被迷住了的. I began to start thinking for long periods of time about what each was saying.
One dad taught me how to write an impressive resume [rɪˈzjuːm so I could find a good job. The other taught me how to write strong business and financial plans so I could create jobs.
Instead of simply accepting or rejecting one or the other, I found myself thinking more, comparing and then choosing for myself.
If I had had only one dad, I would have had to accept or reject his advice. Having two dads offered me the choice of contrasting points of view; one of a rich man and one of a poor man.
I had two fathers, a rich one and a poor one. One was highly educated and intelligent; he had a Ph.D. and completed four years of undergraduate大学，大学生 work in less than two years. He then went on to Stanford University, the University of Chicago, and Northwestern University to do his advanced studies, all on full financial scholarships. The other father never finished the eighth grade.
Rich Dad, Poor Dad
At the age of 9, I decided to listen to and learn from my rich dad about money. In doing so, I chose not to listen to my poor dad, even though he was the one with all the college degrees.
One said, "When it comes to money, play it safe 求稳, don't take risks." The other said, "Learn to manage risk."
Although both dads worked hard, I noticed that one dad had a habit of putting his brain to sleep when it came to money matters, and the other had a habit of exercising his brain. The long-term result was that one dad grew stronger financially and the other grew weaker. It is not much different from a person who goes to the gym to exercise on a regular basis versus someone who sits on the couch watching television. Proper physical exercise increases your chances for health, and proper mental exercise increases your chances for wealth. Laziness decreases both health and wealth.